CompuCredit - Who We Are - Providing Opportunity

At CompuCredit Holdings Corporation, we believe providing credit is one of the most helpful services a business can deliver. Often times our customers have not exhibited a perfect credit history. To traditional banks, they appear to be high-risk. We understand, however, that everyone deserves a chance, and our business is built on a foundation of trust.

Who Are the Underserved?

Millions of Americans are underserved by mainstream financial institutions because they have less than perfect credit or lack a sufficient credit history to establish a credit score.

A Second Chance

We know that improving one's credit history can have a wide-ranging positive influence on life opportunities. Credit history can dramatically impact an individual’s ability to:


•	finance a home

•	purchase a car

•	get affordable auto insurance

•	gain employment

•	and many other common life needs

Without access to credit, opportunities to improve or establish a credit score are lessened. It can be a vicious circle. We provide our customers the chance to improve or establish a credit score, so that they can take charge of their financial lives.

Our expertise allows us to provide these second chances by tailoring offerings for various customers.
Our proprietary scoring models and our risk-based pricing enables us to provide these second chances by tailoring appropriate pricing and offerings to our mutual benefit.

Honest and Clear Communication

The most important part of our customer relationships is our dedication to treating our customers with respect. We show this respect through honest and open communications. We know our customers value this clarity because we routinely measure our customer satisfaction to identify opportunities to improve.

Enabling Our Customers to Take Charge

To complement our internal programs to reward consumers who establish good payment histories with us, we also ensure that payment histories are reported to the major national credit bureaus. This can help our customers establish a history of borrowing and paying back money.